Eligible veterans with COE can qualify for a Va loans with bad credit down to 500 credit scores, no DTI max with AUS approval, and strong VA residual income.
Website: https://gustancho.com/va-loan-with-500-credit-scores
About GCA Mortgage
Gustan Cho Associates is a lender and not a lead generation company. Over 75% of our clients are folks who could not qualify at other lenders. However, we qualify, approve, and close borrowers who were denied at other mortgage companies. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible. We are a national mortgage company licensed in multiple states with no lender overlays.
Why Is GCA Different Than Other Lenders
Why is GCA different than other lenders? If you have never heard of Gustan Cho Associates (GCA Mortgage) Empowered by NEXA Mortgage NMLS 1660690, then one of your first questions is why is GCA Mortgage different than other lenders? Gustan Cho Associates are mortgage brokers licensed in 48 states (NOT LICENSED IN NY, MA). Gustan Cho Associates | NEXA Mortgage, LLC has lending partnerships with over 170 wholesale mortgage lenders. In this guide on why is GCA different than other lenders, we will list the main bullet points to make our borrowers understand.
Different Guidelines For Same Mortgage Programs
Over 75% of our clients are borrowers who could not qualify at other mortgage companies due to last-minute mortgage loan denials, stress during the mortgage process, or because the lender did not have the loan programs the borrower needed. The team at Gustan Cho Associates is able to home loans other lenders can’t.
Not All Lenders Are The Same
Not only do we have government and conventional loans with no lender overlays but we have hundreds of non-QM loans and specialty alternative mortgage options for owner-occupant homes, second homes, and investment properties. The team at Gustan Cho Associates is available 7 days a week, on evenings, weekends, and holidays. All of our borrowers have our cell numbers so they can call, and/or text them at any time.
Best Lenders For Bad Credit Mortgage Borrowers
Most of our relationships with government and conforming lenders do not have lender overlays on FHA, VA, USDA, and conventional loans. We have wholesale mortgage lenders who are the best in their fields such as non-QM loans, no-doc home loans, asset-depletion mortgages, fix and flip loans, bank statement mortgages, mortgages with late payments in the past 12 months, doctors loans, homes for heroes, DPA programs, ITIN mortgage loans, and hundreds of other mortgage options most lenders do not offer.
