personal injury attorney in san francisco
What Should I Do If My Car Accident Insurance Claim was Denied?
If you’ve suffered injuries in an accident in San Francisco California area, You are likely relying on your insurance company to provide you with the coverage you need. After paying for insurance coverage every month, car accident survivors depend on their insurance to cover medical expenses, lost wages, and other costs related to the accident. However, insurance providers often deny claims. If you filed an insurance claim that was denied, you have options to help you sustain yourself during this difficult time.
Top Reasons Why Insurance Claims Get Denied
Insurance companies may deny claims for various reasons, including:
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The Accident Could Have Been Avoided: Your insurance provider might have denied your claim because they believe that the accident could have been avoided. If your insurance provider believes that you did something that led to the accident, they may deny your claim. For example, if you were driving under the influence of alcohol or you let an uninsured driver use your vehicle, your insurance company can deny your claim.
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You Didn’t Get Medical Treatment: If you didn’t seek medical attention for your injury, your insurance provider could argue that you didn’t actually sustain injuries. You will have a much stronger case if you have proof that you went to the hospital immediately after the accident and that your injuries were diagnosed.
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You Don’t Have Medical Records: If your doctor didn’t provide you with medical records that show you suffered injuries in the car accident, your claim could get denied.
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You Have a Pre-existing Condition: If your injuries are linked to a pre-existing condition, your insurance provider may argue that your injuries are not linked to the car accident. You will need your medical provider to demonstrate that your condition worsened or is unrelated to your pre-existing condition.
Bad Faith Insurance Practices
If you believe none of the issues listed above apply to your situation, your insurance claim denial may be linked to bad faith practices. Bad faith insurance practices occur when your insurance provider is not living up to your policy or its obligations. Insurance providers have a duty to protect, negotiate, and settle claims in good faith.
For example, if your insurance provider failed to explain the reason for the denial, didn’t conduct a complete investigation, or did not disclose the policy limitations before the purchase, you may be experiencing bad faith insurance.
What Should I Do After My Claim Gets Denied?
If your car accident insurance claim was denied, you should speak to an experienced car accident attorney as soon as possible. Seeking legal guidance can help you get a better understanding of why your claim was denied and what options you have to get compensation. Every car accident case is different – that is why you need a legal team who has the knowledge, skills, and experience needed to protect your rights and help you protect your future.
How smoothly you will get a solution from San Francisco Car Accident Attorneys
For over 25 years, the team at Scarlett Law Group has helped those injured across California get the compensation they deserve. We know that a small, dedicated group of personal injury law firm is the best way to handle your case. Whether you’re facing complex litigation or seeking full compensation through a settlement, we are confident in our ability to help you. Our team has secured millions of dollars on behalf of our clients, and we are ready to help you get the compensation you deserve.
Contact our San Francisco car accident attorneys today at (415) 352-6264 to schedule a consultation!
To learn more details visit our website https://www.scarlettlawgroup.com/
