Project for Bank Loan

A project for bank loan is a document that details out about a business or project for which finance is being sought.  

It includes the details about the financial, economic, managerial, and technical aspects of the project or business in question. 

Key elements of Project for Bank Loan

  Summary of the business/project: This entails what the business or project is about and its requirements for finance. 

Scope & prospect about business: You have to describe the scope of projects, their current status & prospects for the future. Additionally, about the technical & financial feasibility of the project for bank loan. 

Requirements of resources: Describe the infrastructure & technical feasibility requirements of projects, along with cost & capability.  

Details of the target & prospective customers: State the consumer profile of the project in question, about the prospects of scaling up & target customers. 

Details of investment: Specify the information of investment required along with specification, this is essentially the cost of the project. 

Source of finance: Estimate how the borrowing funds are being used. Examine the details of owned and external funds. 

Project financial statement: It includes financial statements such as profit & loss statement and balance sheet. 

Financial projections: Quantitative projections on Income, expenses sources of Project Report funds, and applications of funds. 

Ratio analysis: Details of computation & analysis of financial statements through key ratio & their implications. 

Funds flow statement: Entitles about the funds from where they are sourced, and the application of funds are involved. 

Breakeven Analysis: Analysis of the breakeven point of the project, its feasibility in terms of cost & benefits. 

Conclusion: Conclusion about the project, about its strengths, weakness, opportunities & threats.