Home Loan Interest Rate In India
Home Loan Interest Rate In India
You can get home loan interest rate in India from banks and other financial institutions to turn your dream home into a reality. You can avail yourself of your housing loan at competitive interest rates. A home loan helps borrowers helps the construction of the house, acquisition of land & construction of house, repairs/renovation/remodeling/extension of house, reimbursement of debt incurred for construction/purchase/furnishing/beautification/purchase of flat/villa/house plots/takeover of housing loans /supplementary housing loan to employees of well-run companies/purchase of home loan plot for or subsequent construction of houses etc.
Essential documents required to apply for a home loan
Two passport size photos of the applicants.
Identity Proof – Passport / Voters ID / Driving License/ PAN Card / Aadhaar Card
Address Proof – Passport / Voters ID / Driving License / Aadhaar Card
Age Proof – Passport / Birth Certificate / Driving License / SSLC or AISSE Certificate
Certified copy of Passport, Visa, Work Permit, ID card (Applicable for NRI (Non-Residents Indians) customers)
For salaried
Latest Salary Certificate / Salary Slip (3 months)
Copies of IT returns (2 years)
Latest 6 month's Bank Account statement evidence of the salary credits
For self employed
Proof of Business existence & Business Profile
Last 12 months bank a/c statements
IT returns for 2 years supported by Balance Sheet, and P&L Account for the past two years. Wherever available, Tax paid challans may also be collected OR Last 2 years IT returns supported by Tax calculation sheet & Tax paid challans.
