Are you young and looking to buy a house soon? (Maybe not in Auckland) Or perhaps a new car or personal loan. One of the first things a company will see is your credit file.
Are you young and looking to buy a house soon? (Maybe not in Auckland) Or perhaps a new car or personal loan. One of the first things a company will see is your credit file. If your file hasn’t started yet, it can make the process much more difficult. Firstly – You don’t need a loan or credit card to start off your credit history, all you need is a bank or finance company to check your name, which will create one. From then on, every company that checks your credit (with your permission) will see how old the file is.
