To need insurance but not have it is a disaster in any situation. You wouldn't risk not having health insurance knowing that one even could ruin you, and you wouldn't put your home at risk simply because you don't think damages are likely.
If you want a fine art insurance plan, you'll first need to gather all the documents that prove the piece belongs to you. These documents will generally include a title, provenance, bill of sale, as well as an appraisal and replacement estimate. It's also a good idea to include photographs of the work from many angles to preserve its condition when originally insured. Look into options for iPhone photo storage if you need to. The more evidence you have a piece's original condition, the better. That way, you are protected even in tough times. As an artist, having premium iPhone storage is critical to your career. Spare yourself the trouble of having to save on multiple sources and keep all your photo information in one place.
