Queens Investment advisors - Staten Island investment advisors gives our clients detailed of their investment portfolios. Brooklyn investment advisor make sure to review each client's portfolio.
Visit Us:- http://www.lpsfinancial.com/Our-Process.4.htm
Process
Investment Policy Statement
Setting up an Investment Policy Statement is one of the most crucial steps taken when a client joins us at LPS. The Investment Policy Statement defines the client's general investment goals, risk tolerance, and objectives. We refuse to settle for the generic “cookie cutter” approach.The Investment Policy Statement outlines the financial strategy that will be the guide to help us create the client's custom tailored portfolio.
Although created once, the IPS is not a static statement. Through constant communication with our clients, we continuously update and refine each client's risks and objectives.A properly constructed Investment Policy Statement provides support for following a well-conceived, long-term investment plan, rather than one that is based on false overconfidence or panic in reaction to short-term market fluctuations.
Portfolio Review / Analysis
Our Investment / Portfolio Review gives our clients detailed breakdowns and thorough analyses of their investment portfolios.
We analyze each portfolio from two directions: Top-Down and Bottom-Up.
The Top-Down approach focuses on asset diversification, correlations between holdings, and risks exposed by over-weighting any given sector or industry.
The Bottom-Up approach focuses on individual security selection. Whether it is a common stock, bond, ETF or a mutual fund, we will analyze the individual security's merits.
We then compare the client's entire portfolio against the objectives stated in their Investment Policy Statement.
Portfolio Management
Once we construct a portfolio for a client, we focus on the Long Term. We make changes when they are warranted by the Investment Policy Statement and the Macro environment. We monitor each investment for its own merits and logically adjust the holdings as needed.
We strive to minimize fees and taxes, and always consider these factors when managing our client's portfolios.We believe an open line of communication is very important, especially in today’s investing environment.Since many of our accounts are non-discretionary, we speak to our clients to go over any changes in their holdings.
We make sure to review each client's portfolio at least once a quarter. In these reviews, we also discover as much as possible about any significant changes in our client's lives. Whether it be changes in marital status, employment, new child, business etc. these are all factors that make a huge difference in how we will manage our client's assets.
In our quarterly and annual reviews, we recap our client's goals, our performance, and also rebalance our holdings if necessary.
Why LPS?
At LPS Financial, clients come first!
It is our fiduciary responsibility to act solely in the best interest of the client. Our firm is a fee-only advisory firm. As independent advisors, we have the freedom to choose from a wide variety of products and services - all of which can be personalized to suit each client's individual investment needs.
Our approach to delivering comprehensive financial services always starts and ends with you, our clients. We begin this process by listening to you and discussing your lifestyles, goals, wishes, dreams and family situations. Through a consultative process we then learn the details of your financial picture so we can construct and deliver a customized plan along with your personal Financial Action Checklist.
Our experienced team of professionals fully evaluates your situation to prepare personal solutions that integrate investment planning, tax reduction planning, retirement income and distribution planning, and family wealth planning.
We then schedule to meet with you on a regular basis to discuss and update your financial situation. We pride ourselves in our constant calendars of client services and regular client communications to keep you informed of economic news and appropriate tax law and estate planning rule updates.
We commit to disclose any and all conflicts or potential conflicts to our clients prior to and throughout our relationship.
Contact Us:
LPS Financial, LLC
2535 VICTORY BLVD
STATEN ISLAND, NY 10314
Phone: 212-328-7876
Fax: 212-328-7877
INFO@LPSFinancial.com
