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Some individuals get puzzled because they think metal tiers describe the quality of the strategy or the quality of the service they'll get, whichisn't real. Here's how medical insurance prepares approximately split the costs, organized by metal tier: Bronze https://thestuffofsuccess.com/2016/08/03/did-you-know-there-is-a-resale-market-for-timeshares/ 40% customer/ 60 %insurer, Silver 30% customer/ 70% insurance provider, Gold 20 %consumer/ 80% insurance Go to this site provider, Platinum 10% customer/ 90% insurance company, These are top-level numbers throughout the whole of the plan, taking into consideration the deductible, coinsurance, and copayments, as determined by the specific structure of the plan, based on the expected average usage of the plan. These portions do not take premiums into account. In basic, Bronze plans have the least expensive regular monthly premiums and Platinum have the highest, with Silver and Gold inhabiting the cost points in between. As you can see from the cost-sharing split above, Bronze strategy.