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One of the biggest reasons that in the Bitcoin, the harbinger of all cryptocurrencies, was incepted was to eliminate the role played by and the cost of mediators in eCommerce. Bitcoin was looked at as a purely peer-to-peer version of electronic cash that would allow a smooth flow of online payments from one party to another without the intervention of any financial institution that might take a cut from the transaction amount.
A Stablecoin is a type of cryptocurrency that does not exhibit any volatility in its value and maintains a fixed value proportional to an underlying asset or a basket. Click the link to know more - https://www.blockchainappfactory.com/blog/how-to-create-stablecoin/