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The idea of insurance for businesses is simple: you pay a set amount in the form of an insurance premium, generally either monthly or once a year.
What is Small Business Insurance?
http://www.millpoint.com.au/business
The idea of insurance for businesses is simple: you pay a set amount in the form of an insurance premium, generally either monthly or once a year. In return, you may be able to avoid paying a much larger amount if something unexpected happens. Of course, business insurance limits that concept to your business. If an accident happens while you’re working or someone blames your business for damage, your local business insurance could take care of the problem so that the cost doesn’t come out of your company’s budget.