Should I use an insurance broker?
http://www.millpoint.com.au/
Unless you know what you’re doing – in which case you might be able to find what you need on the internet – the next step is to pick up the phone and speak to an insurance broker.
A good insurance broker Australia will take their time getting to know all about you and your business, so if your first call doesn’t get the response you feel you deserve, try another. After all, if they don’t sound interested when they’re trying to win your custom, what response will you get when you need help with a claim?
On the other hand, it is also important to be 100% honest with your broker. If you don’t tell the truth – or reduce your figures to try and keep the cost down – you will come off worse in the event of a claim.
The broker will then get you a number of quotes, which will detail what you need insurance for, the things it will cover, and how much it will cost. Generally, you get what you pay for with business insurance but if you’re in any doubt, just ask. Not only will a good broker be able to explain everything that’s included in the quote, they will also give you the time to reach a decision.
