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Business Car Insurance - Save Money with a Monthly Policy
If you are a large corporation, a small business owner or even self-employed you need business car insurance rather than a standard private policy. For those new to this type of insurance it can seem quite confusing, exactly when would you need a business policy and when does standard cover cease to provide you with legal cover?
The short answer to this is that the most you can get away with using your current general policy is to drive to and from a fixed place of work. This is covered by the commuting section of your insurance and allows you to commute to and from work. If you do use your car for work and you are not covered by the commuting part of your policy then you may find that if you try to make a claim your cover will be invalid.
So when do you need business car insurance? The answer is if you are using the vehicle to visit clients or using the car in the line of business. This means that if you are working for a company or working for yourself and you are using the vehicle to get about you needs business insurance.