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With the rapid growth observed in insurance industries, the career of an insurance agent is highly rewarding and profitable. To establish a good career in the insurance industry, you should know the "lines of authority." Right from life insurance, health insurance, property insurance, casualty insurance, surplus line insurance, variable products, personal lines insurance, and so forth. From the perspective of personal lines insurance, you'll be responsible for selling products related to renters insurance, auto insurance, car insurance, motorcycles, or boat insurances to individual consumers.
How to become an insurance agent?
After you've selected the insurance field you want to work in, you'll have to understand the fundamental requirements.
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The minimum age required to become an insurance agent is eighteen years or above.
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You'll have to go through a prelicensing education in your chosen line of authority. You can choose a prelicensing examination preparation package as it is of great help.
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You'll be required to clear a background check. The processes mentioned above can vary as per the requirements of your state.
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You'll have to continue your education to ensure your license remains valid or renewed in several cases.
Next, you can conduct a little research on your own to research agencies or the best health insurance companies you're willing to work with. Numerous insurance companies require agents or candidates to comply with certain rules and regulations. Usually, a 10+12 level diploma or enrollment is required in terms of education. If you're willing to work with health insurance companies, you'll be required to sell medical policies, disability policies, medicare supplements, along with long-term care policies. On the other hand, car insurance companies can protect your luxury or regular-use vehicles from threats like theft, damages, wear and tear, unforeseen accidents, and so forth.
In addition, if you choose to work in the arena of life insurance, you'll be required to sell policies and annuities that aim to offer the beneficiary a sum of money after the insured's death.
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