HPCL offers one of the most rewarding fuel credit cards to maximise savings whenever you fill up. HPCL's Power Fuel Credit Card offers industry-leading benefits that translate into thousands of rupees in annual fuel savings. Read on to understand how the fuel credit card helps you save your money.
Unmatched Fuel Discounts up to 5%
The highlight of the HPCL Credit Card is the fuel savings it unlocks. You enjoy a flat 5% discount on every litre purchased at HPCL pumps nationwide. There are no caveats - no minimum transaction size or savings cap.
Over a year, this discount will translate to fuel savings of ₹7,000 or around 65+ free litres. With rising petrol prices, that's equivalent to almost 4-5 full tanks worth of free fuel annually.
Lucrative Welcome Bonus on Fuel
As soon as you get the HPCL Power Card, you become eligible for a one-time ₹250 cashback welcome bonus. All you need is one minimum fuel transaction worth ₹250 or higher within 60 days of getting the card. So, you save 5% on your first tank fill plus get ₹250 cashback. That's max value right from the start.
Generous Rewards on Daily Spends
While fuel discounts are the star attraction, HPCL fuel card complements them with generous rewards on daily utility spends:
● 2.5% rewards on all grocery & utility bill payments
● Additional 2.5% rewards on FASTag recharges
For instance, if you spend ₹20,000 a month on grocery and utilities and recharge your FASTag by ₹1,000 every month, you will earn rewards worth ₹625 a month or ₹7,500 annually from these expenses.
Double Rewards & Discounts on Retail Shopping
The HPCL Power Card upgrades everyday shopping experiences with:
● 2X loyalty rewards points on all other retail transactions (shopping, dining, entertainment, travel bookings, etc)
● Welcome vouchers with Zoomcar (₹1,000 off) and international car rental partners
● Across a year, these can translate into ₹5,000+ worth of accelerated rewards points and discount vouchers that enhance your lifestyle spending.
Complimentary Services & Protection
Besides savings, HPCL completes the package with complimentary cardholder services and protection like:
● One-year FREE roadside assistance across India
● Personal accident cover of ₹2 lakhs
● Lost card liability insurance of ₹25,000
Add-on cards are also available for families at no additional cost. For bikers, an add-on card is useful for cashless transactions during road trips.
Affordable Interest Rates
Managing credit card debt responsibly is vital for any savvy Indian consumer. HPCL makes it easier with monthly starter interest rates of just 1.25% (9% annualised). This is among the most affordable in India. There is also a 45-day interest-free window for cash withdrawals. Avoid frivolous card usage, pay bills on time, and effortlessly enjoy low interest rates.
Minimal Fees & Charges
Compared to premium travel or shopping rewards cards, HPCL's annual fees are inexpensive at just ₹199. This is waived if annual spending exceeds ₹50,000. Other charges like cash advance, late, and over-limit fees apply reasonably in line with industry norms.
Unlock Extra Savings via Referrals
Refer your family or friends to apply for the HPCL Power Card using your referral code. Both parties earn up to 10,000 reward points upon card activation by the referee. That translates into more fuel, rewards, and power to your wallet.
The Bottom Line
HPCL's Power Credit Card is a prudent choice for regular drivers dependent predominantly on fuel expenses. The unmatched fuel savings, accelerating daily rewards, lifestyle privileges, and nominal fees make it a lucrative, power-packed savings account on plastic.
As fuel prices continue their upward march, squeeze every drop of value using HPCL's Power Card. With fuel discounts, cashback and referrals, this card empowers you to stretch your fuel budget and maximise savings over other payment forms.
