1. If I apply for a loan one day in advance, can I catch up on the tuition payment deadline?
Through Zwap online application, you can complete the whole process from application, approval, document submission, agreement signing to fund transfer in one stop. Approval can be done as early as the same day if you have provided all the required information and documents, and once your application is approved, you will receive the loan through the Expedited Payment System^.
2. Can I apply for zwap's college student loan with the admission letter? What is the loan amount?
Yes. 學生貸款免息 All you need is your student ID/admission letter, Hong Kong ID card, mobile phone number and bank account to apply for tertiary student loans, depending on the applicant's financial situation and credit score.
3. Why choose ZWAP?
No need for supporting documents, no need to show up in person, just apply for higher education student loans online with just your ID, mobile number and student ID, it's easier than ever to apply! Online instant approval, Fast Payment System (FPS) instant transfer. Loans are transferred through FPS as soon as they are approved, making it easier for college students to apply for loans. Flexible repayment with repayment terms ranging from 3 months to 84 months. Customers can make additional repayments at any time without handling fees or penalties, saving you unnecessary interest and time.
4. Who is suitable to use this platform?
Many students are hearing about higher education student loans from alumni for the first time. When past students shared their journey and growth from middle school to college, there was one sentence that struck me. The reality of life is cruel. I lived a life without worrying about food, clothing, housing and transportation in middle school. As a college student, I realized that everything revolves around money. For the first time in your life, you may be overwhelmed by financial difficulties and overwhelmed. Zwap's loan provides a perfect way out for many Hong Kong university students during their studies.
