Personal Loan Documents
Personal Loan Documents
Personal loan is the most popular unsecured loan that can be used to meet personal expenses of your daily life, such as medical expenses, vacation, higher education, wedding, home renovation, debt consolidation, etc.
The documents required for personal loan document also depend upon the categories that applicants belong to, such as salaried individuals, self-employed professionals, NRIs (Non-Resident Indians) or pensioners. The lender prescribes the list of the documents for the customers.
Every bank and NBFCs (Non-Banking Financial Companies) has its own requirement for the documents list. We are giving you a common list of documents which you may consider for a personal loan. The documents are as follows:
- Identity Proof: Name, age, gender etc.
- Residence Proof: Permanent and current place of residence
- Employment Proof: Whether you are salaried or a self-employed applicant(business), name of the organization
- Income Proof: Latest 2 months pay slip Latest 2 months bank statement showing salary credits One year Employment proof (Not required if DOJ mentioned in pay slip and working for more than 1 year).
- Other Important Documents and Checks completely filled and duly signed application form along with applicants’ latest passport size colour photo Self-attestation of borrowers on all documents.
Financeseva provides what is personal loan with minimum interest rates starting at 10.50% and onwards you don't need any collateral security and Loans up to 25 lakhs Maximum tenure of 60 months.
