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The global insurance penetration rate was a meagre 6.2 percent in 2014, with India having insurance penetration rate on the lower side, at just 3.9 percent in the same year. Furthermore, the survey discovered that India's insurance penetration rate declined to 3.2 percent in 2015. Due to greater insurance coverage rates, increasing number of claims, and expanding demand from healthcare providers, the United States, Japan, the United Kingdom, Australia, Italy, and France are some of the leading countries in the worldwide medical claims processing services market. In addition, positive healthcare policies and government initiatives like the Affordable Care Act have increased demand for medical claim processing services in the United States. Europe is increasingly becoming a significant market for medical claims processing services. However, the implementation of Solvency II in Europe may have a negative impact on European insurance companies.
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