A good credit score is certainly a winner in every loan or credit application. A credit score of 750 and above is considered a good credit score. In India, credit scores are generated by credit bureaus like Equifax, CIBIL™, Experian™, CRIF High Mark™, etc...

It is highly probable that multiple loans might bring chaos into your financial management. Moreover, managing several loans while going through a bad credit might seem even more an arduous job. What if you are given a second shot? Would you not be willin...

The irony faced by new borrowers is that no bank or financial institution would easily approve a loan or credit card without seeing the applicant’s credit score. It’s a catch-22 situation. To build a good credit score, you need to take on credit. But, to...

Have millennials ghosted credit cards? While millennials are generally technically savvy, there’s one product that hasn’t yet caught their fancy yet – credit cards; recent market research reveals that 1 in 2 millennials have only one credit card, and eve...

Get your home loan approved quickly in the first attempt with 10 smart home loan tips from Credit Mantri. Get sanctioned for the best home loan offers at the best interest rates.

In any home loan application, the lending bank checks the applicant’s credit score to determine his/her creditworthiness. The bank reaches out to credit bureaus to know the applicant’s credit score. While there is no minimum credit score for home loans in...

Earn 5% cashback on all fuel purchases, grocery, utility bills, and other everyday spends using the HPCL ICICI Super Saver credit card. The joining fee and annual fee is Rs. 500 + GST. Save more when you shop more. Check the features and benefits.

Personal loans come in the form of short- or medium-term loans that are mostly unsecured since they do not require any security at the time of disbursal. To know the 4 Best Strategies to Get the Best Personal Loan Online

A two-wheeler loan in India can be sourced from many lenders like banks, NBFCs, digital lending portals, etc. Due to the intense competition among the lenders, there are a lot of choices available to borrowers. Therefore, it can get difficult to choose an...

Loan against property (mortgage loan) is an attractive loan option where the loan is provided against an existing property by using it as collateral. The loan amount can be up to 60% of the property value at nominal interest rates. Popular Mortgage Loan...

What are the different types of short-term loans? Short-term loans are different from the other conventional ones in the market because of the ease of availing them. However, there are many short-term loans in India offering you the funds you need to meet...

YES, a poor CIBIL™ score could lead to your personal loan application getting rejected. Even if approved, you may not be eligible for the best interest rates. Continue reading to understand the impact of a poor credit score on your personal loan applicati...