Assuming you need a Credit card or advance, the loan specialist needs your credit score; which is absurd to expect to fabricate on the off chance that you don't have credit.

A good credit score is certainly a winner in every loan or credit application. A credit score of 750 and above is considered a good credit score. In India, credit scores are generated by credit bureaus like Equifax, CIBIL™, Experian™, CRIF High Mark™, etc...