Some banks have technologies in place that allow a third party processor (TPP) to integrate via a web service. You won’t see those advertised for merchants, but some might make their integration methods available for very attractive clients. If you are re...

A Virtual Terminal is an application service accessed through the web that allows you to securely accept payments (single and/or recurring) via Canada ACH [eCheck] or credit card/debit card, and provides decline handling. ACH Virtual Terminal Companies ca...

A single system capable of managing both U.S. and Canadian e-check transactions, and reporting data for reconciliation leads to increase customer acquisition tool and more revenue. ACH Payment Processing Integrate Canada EFT to automate payment collection...

So you save $2.20 per customer debit. Having 500 customers all on credit cards costs you over $10k per year more than an low cost ACH Payment Processing option. There is a 2nd reason ACH Payments are an attractive alternative to credit cards. Second is pa...

Today, a payment gateway is essentially communication connectivity through internet protocol. Because the ACH Virtual Terminal network is a batch network, authorizations that are possible in the credit card world are not possible for ACH transactions. So...

ACH Payment processing costs are 80-90%+ less expensive than comparable credit card payments. As an example, if the payment amount is $100 and the customer pays via credit card it’s likely the average cost to process the payment is 2.5% or $2.50. Using AC...

Payments functionality is integrated into platforms that are used in differing ways by many different organizations. The API should provide all the needs of the integrating organization, be easy to use and supply example code for commonly used languages.

Of course it does, but I think you knew the answer to that question before you opened the page. But let’s take a look at how and potentially how much an SMS Payment Solution could amount to in savings if implemented.Potential savings are dependent on the...

For any company that receives inbound calls to live agents for payments being remitted, many times those who call are placed into a long wait queue. Nobody likes waiting on hold, especially when you’re giving money away. The fact of the matter is that inc...

Returned items can typically filterin anywhere from a day to 4 business days after the transaction was originated. These return notifications can come in one of many forms, i.e., account closed,NSF, etc. That’s not ideal for a website that is shipping a...